MANAGEMENT DISCUSSION AND ANALYSIS REPORT

A)INDUSTRY STRUCTURE AND DEVELOPMENT:

As members are aware the Company's main business is of Financing loans, project financing to various parties on interest who are engaged in various business models. The loans and advances enable the Company to earn interest income in its ordinary course of business operation. The same is reflected in the financials of the Company. The said Industry is unbrdictable and volatile in nature. Your Directors are taking maximum efforts to safeguard funds of the Company while making investment and in trading in the industry.

B)OPPORTUNITIES / OUTLOOK:

Since your Company is diversified into Financing loans, project financing, your Directors expect better future outlook. As the Economy and Industrial Sector is developing very fast, there is huge potential which is untapped.

C)RISKS AND CONCERNS:

Your Directors are taking optimum measures to safeguard against such risk of changes that take place & other calamities.

D)INTERNAL CONTROL SYSTEM AND THEIR ADEQUACY:

The Company has adequate internal control system.

E)HUMAN RESOURCES POLICIES:

The Company has strong belief in Human Resources and accordingly policies are drawn from time to time.

F)CAUTIONARY STATEMENT:

Your Board has taken abundant brcaution in selecting and developing its Business.