| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 1342981.24 | 1279447.72 | 1183792.16 | 945026.17 | 733854.56 |
| Interest / Discount on advances / Bills | 993962.79 | 961065.41 | 876476.87 | 661405.17 | 507506.64 |
| Interest on balances with RBI and other Inter-bank funds | 27518.35 | 19818.87 | 19342.30 | 16137.02 | 11382.85 |
| Income on investments | 287733.21 | 292841.90 | 278421.41 | 248010.56 | 195360.69 |
| Others | 33766.90 | 5721.55 | 9551.58 | 19473.42 | 19604.37 |
| Other Income | 225273.20 | 249393.68 | 233994.87 | 162753.60 | 143947.31 |
| Commission,exchange and brokerage | 35409.17 | 35457.85 | 37109.01 | 30997.08 | 28971.55 |
| Profit / (loss)on sale of investments(net) | 30462.90 | 35115.46 | 24845.03 | 15359.65 | 30556.37 |
| Profit on sale of Fixed Assets | 118.25 | 396.47 | 63.14 | 143.31 | 42.35 |
| Foreign Exchange Gains | 15503.43 | 8049.87 | 13272.18 | 6903.49 | 11859.11 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 143779.44 | 170374.03 | 158705.51 | 109350.07 | 72517.93 |
| Total Income | 1568254.44 | 1528841.40 | 1417787.03 | 1107779.77 | 877801.87 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 818599.33 | 782649.24 | 698990.76 | 499421.69 | 388154.73 |
| Intereston Deposits | 721822.60 | 695800.32 | 612811.07 | 428881.62 | 344139.49 |
| Interest on RBI / inter-bank borrowings | 51491.18 | 46881.52 | 56271.04 | 44182.31 | 17389.60 |
| Other Interest | 45285.55 | 39967.41 | 29908.64 | 26357.76 | 26625.64 |
| Operating Expenses | 387174.42 | 367207.53 | 343368.10 | 306444.64 | 248387.92 |
| Payments to and provisions for employees | 172085.16 | 179104.47 | 169666.92 | 143474.04 | 126438.31 |
| Rent,Taxes and lighting | 20549.16 | 19330.61 | 17755.37 | 16749.14 | 15526.16 |
| Depreciation on Banks property | 19265.29 | 14039.93 | 16325.07 | 19812.05 | 14004.86 |
| Depreciation on leased assets | 367.71 | 629.61 | 610.20 | 506.52 | 377.54 |
| Auditor's fees and expenses | 1499.19 | 1163.57 | 1047.56 | 919.42 | 906.29 |
| Law charges | 8640.25 | 4700.33 | 3937.26 | 2417.16 | 2034.71 |
| Communication Expenses | 2527.21 | 2398.76 | 2646.91 | 2050.61 | 1512.01 |
| Repairs and Maintenance | 14412.13 | 11598.59 | 10947.58 | 10515.56 | 10123.19 |
| Insurance | 25032.99 | 20405.56 | 17562.22 | 15420.38 | 14003.68 |
| Other expenses | 122795.33 | 113836.10 | 102869.00 | 94579.76 | 63461.16 |
| Provisions and Contingencies | 113033.75 | 102795.01 | 117434.64 | 96267.99 | 141176.21 |
| Provision for investments | 834.80 | 329.30 | -283.10 | 17181.90 | 5677.40 |
| Provision for advances | 75695.00 | 60240.90 | 62857.90 | 52019.90 | 122951.50 |
| Others Provisions | 36503.95 | 42224.81 | 54859.84 | 27066.19 | 12547.31 |
| Profit Before Tax | 249446.94 | 276189.61 | 257993.53 | 205645.46 | 100083.01 |
| Taxes | 54675.30 | 71596.10 | 73897.10 | 58766.70 | 23080.70 |
| Current Income Tax | 54675.30 | 71596.10 | 73897.10 | 58766.70 | 23080.70 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 194771.64 | 204593.51 | 184096.43 | 146878.76 | 77002.31 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -2238.40 | -1489.34 | -1014.92 | -1000.11 | -832.90 |
| Share of Associate | 5931.01 | 4059.11 | 4592.29 | 3173.38 | 2327.51 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 198464.25 | 207163.28 | 187673.79 | 149052.03 | 78496.92 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 230074.07 | 232330.03 | 208536.56 | 166919.87 | -18011.20 |
| Transfer to Statutory Reserve | 50760.64 | 49653.19 | 45095.69 | 35838.78 | 18311.92 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 71080.24 | 88942.31 | 86036.83 | 76147.32 | 10246.20 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 43956.58 | 43180.87 | 39302.35 | 28442.49 | 14738.38 |
| Corporate dividend tax | | | | | |
| Other appropriations | 64276.62 | 50553.66 | 38101.68 | 26491.28 | -61307.70 |
| Equity Dividend % | 425.00 | 418.00 | 380.00 | 275.00 | 143.00 |
| Earnings Per Share | 38.00 | 40.00 | 36.00 | 29.00 | 15.00 |
| Adjusted EPS | 38.00 | 40.00 | 36.00 | 29.00 | 15.00 |
