| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 756132.75 | 713077.09 | 610733.41 | 479316.90 | 382809.15 |
| Interest / Discount on advances / Bills | 537933.11 | 503372.17 | 431257.73 | 335488.88 | 259874.45 |
| Interest on balances with RBI and other Inter-bank funds | 27658.47 | 32057.93 | 28862.70 | 16745.63 | 6377.54 |
| Income on investments | 181925.56 | 173835.97 | 142463.90 | 120341.15 | 111551.26 |
| Others | 8615.61 | 3811.02 | 8149.08 | 6741.25 | 5005.91 |
| Other Income | 100362.87 | 91047.34 | 62331.33 | 72111.67 | 80105.43 |
| Commission,exchange and brokerage | 21995.45 | 20122.16 | 17645.38 | 13823.15 | 12106.62 |
| Profit / (loss)on sale of investments(net) | 21443.51 | 17217.31 | 7173.99 | 2652.07 | 14101.97 |
| Profit on sale of Fixed Assets | 2379.28 | 2030.02 | 284.57 | 1340.51 | 2773.12 |
| Foreign Exchange Gains | 5658.27 | 4363.43 | 5281.74 | 10082.05 | 25647.35 |
| Income earned from subsidiaries/joint venture | 294.50 | 305.56 | 136.61 | 212.46 | 155.96 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 48591.87 | 47008.86 | 31809.05 | 44001.43 | 25320.40 |
| Total Income | 856495.62 | 804124.43 | 673064.74 | 551428.57 | 462914.58 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 501394.94 | 465941.81 | 377567.81 | 274406.38 | 240834.34 |
| Intereston Deposits | 410233.63 | 379258.21 | 313547.71 | 237000.63 | 226977.65 |
| Interest on RBI / inter-bank borrowings | 69153.05 | 73169.65 | 56124.70 | 30198.60 | 6229.01 |
| Other Interest | 22008.26 | 13513.94 | 7895.40 | 7207.16 | 7627.68 |
| Operating Expenses | 182505.54 | 172099.10 | 153062.00 | 143735.39 | 121700.99 |
| Payments to and provisions for employees | 104496.68 | 103873.13 | 92626.80 | 84529.03 | 71120.82 |
| Rent,Taxes and lighting | 10563.41 | 10343.64 | 9311.66 | 8664.23 | 8026.48 |
| Depreciation on Banks property | 7309.67 | 6035.55 | 5087.00 | 4265.11 | 3716.79 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 893.06 | 920.69 | 1019.85 | 1214.08 | 950.43 |
| Law charges | 859.39 | 618.06 | 510.53 | 419.92 | 454.63 |
| Communication Expenses | 3205.50 | 3363.80 | 2922.22 | 2929.73 | 1689.10 |
| Repairs and Maintenance | 1120.50 | 1055.44 | 927.50 | 796.06 | 688.22 |
| Insurance | 10490.57 | 9218.82 | 8348.65 | 7976.54 | 7522.75 |
| Other expenses | 43566.78 | 36669.97 | 32307.78 | 32940.71 | 27531.78 |
| Provisions and Contingencies | 37068.15 | 40500.20 | 40503.62 | 72299.72 | 44642.74 |
| Provision for investments | | -2820.90 | 721.30 | 12077.60 | 3973.60 |
| Provision for advances | 35658.60 | 42612.70 | 37842.90 | 53230.80 | |
| Others Provisions | 1409.55 | 708.40 | 1939.42 | 6991.32 | 40669.14 |
| Profit Before Tax | 135526.99 | 125583.33 | 101931.31 | 60987.08 | 55736.51 |
| Taxes | 34634.40 | 32188.60 | 38086.00 | 22166.20 | 21675.30 |
| Current Income Tax | 34634.40 | 32188.60 | 38086.00 | 22166.20 | 21675.30 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 100892.59 | 93394.73 | 63845.31 | 38820.88 | 34061.21 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -29.48 | -38.93 | -21.12 | -13.79 | 52.66 |
| Share of Associate | 2199.88 | 2127.00 | 1820.43 | -427.47 | 811.86 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 103062.99 | 95482.80 | 65644.62 | 38379.61 | 34925.72 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 234006.13 | 168870.80 | 100412.39 | 58357.01 | 34037.85 |
| Transfer to Statutory Reserve | 26320.00 | 23050.00 | 15800.00 | 10060.00 | 8520.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | 18438.31 | 12747.47 | 8207.13 | 8207.13 | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 189247.82 | 133073.33 | 76405.26 | 40089.87 | 25517.85 |
| Equity Dividend % | 47.00 | 41.00 | 28.00 | 20.00 | 20.00 |
| Earnings Per Share | 23.00 | 21.00 | 14.00 | 9.00 | 9.00 |
| Adjusted EPS | 23.00 | 21.00 | 14.00 | 9.00 | 9.00 |
