| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 1307720.00 | 1240100.00 | 1090650.00 | 868450.00 | 762420.00 |
| Interest / Discount on advances / Bills | 895470.00 | 867570.00 | 765160.00 | 577420.00 | 488740.00 |
| Interest on balances with RBI and other Inter-bank funds | 43110.00 | 35190.00 | 28230.00 | 19100.00 | 22880.00 |
| Income on investments | 348360.00 | 322410.00 | 291870.00 | 264020.00 | 244710.00 |
| Others | 20780.00 | 14930.00 | 5390.00 | 7920.00 | 6090.00 |
| Other Income | 186910.00 | 164470.00 | 133290.00 | 122400.00 | 120980.00 |
| Commission,exchange and brokerage | 46400.00 | 45960.00 | 42510.00 | 39530.00 | 35930.00 |
| Profit / (loss)on sale of investments(net) | 47720.00 | 28950.00 | 12770.00 | 7810.00 | 29030.00 |
| Profit on sale of Fixed Assets | 70.00 | 40.00 | 70.00 | 30.00 | 140.00 |
| Foreign Exchange Gains | 6380.00 | 3890.00 | 4730.00 | 8150.00 | 7010.00 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 86330.00 | 85630.00 | 73220.00 | 66880.00 | 48860.00 |
| Total Income | 1494630.00 | 1404570.00 | 1223940.00 | 990850.00 | 883390.00 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 880690.00 | 807040.00 | 685340.00 | 518170.00 | 468230.00 |
| Intereston Deposits | 822340.00 | 745470.00 | 626070.00 | 470180.00 | 433610.00 |
| Interest on RBI / inter-bank borrowings | 15480.00 | 17340.00 | 12900.00 | 11490.00 | 5160.00 |
| Other Interest | 42880.00 | 44220.00 | 46370.00 | 36500.00 | 29460.00 |
| Operating Expenses | 318290.00 | 325500.00 | 288090.00 | 243360.00 | 204910.00 |
| Payments to and provisions for employees | 189920.00 | 215490.00 | 186430.00 | 149430.00 | 119720.00 |
| Rent,Taxes and lighting | 14610.00 | 14110.00 | 13420.00 | 13340.00 | 13020.00 |
| Depreciation on Banks property | 12810.00 | 9580.00 | 9060.00 | 9050.00 | 8960.00 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 720.00 | 610.00 | 510.00 | 480.00 | 660.00 |
| Law charges | 1110.00 | 1320.00 | 1630.00 | 1380.00 | 960.00 |
| Communication Expenses | 3230.00 | 3340.00 | 3360.00 | 3350.00 | 3350.00 |
| Repairs and Maintenance | 10860.00 | 8780.00 | 8080.00 | 7870.00 | 5640.00 |
| Insurance | 21790.00 | 19010.00 | 17000.00 | 15530.00 | 15240.00 |
| Other expenses | 63220.00 | 53270.00 | 48600.00 | 42940.00 | 37370.00 |
| Provisions and Contingencies | 24830.00 | 11500.00 | 117190.00 | 180710.00 | 164310.00 |
| Provision for investments | -12330.00 | -120.00 | -14070.00 | 1730.00 | 3490.00 |
| Provision for advances | 20220.00 | 15450.00 | 123280.00 | 176150.00 | 153820.00 |
| Others Provisions | 16950.00 | -3840.00 | 7980.00 | 2830.00 | 7000.00 |
| Profit Before Tax | 270820.00 | 260530.00 | 133320.00 | 48610.00 | 45940.00 |
| Taxes | 99860.00 | 86130.00 | 50030.00 | 17920.00 | 9190.00 |
| Current Income Tax | 99860.00 | 86130.00 | 50030.00 | 620.00 | 9190.00 |
| Deferred Tax | | | | 17300.00 | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 170960.00 | 174400.00 | 83290.00 | 30690.00 | 36760.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -740.00 | -720.00 | -500.00 | -100.00 | -470.00 |
| Share of Associate | 13710.00 | 11130.00 | 8280.00 | 2890.00 | 2320.00 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 183930.00 | 184800.00 | 91070.00 | 33480.00 | 38610.00 |
| Adjustments to PAT | -1590.00 | | | | 400.00 |
| IV. APPROPRIATIONS | 239290.00 | 224520.00 | 123870.00 | 58870.00 | 56390.00 |
| Transfer to Statutory Reserve | 42600.00 | 41920.00 | 20920.00 | 6270.00 | 9000.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 60800.00 | 60070.00 | 39360.00 | 7680.00 | -1750.00 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 34480.00 | 33330.00 | 16520.00 | 7160.00 | 7050.00 |
| Corporate dividend tax | | | | | |
| Other appropriations | 101410.00 | 89190.00 | 47080.00 | 37770.00 | 42100.00 |
| Equity Dividend % | 150.00 | 145.00 | 75.00 | 33.00 | 32.00 |
| Earnings Per Share | 16.00 | 16.00 | 8.00 | 3.00 | 4.00 |
| Adjusted EPS | 16.00 | 16.00 | 8.00 | 3.00 | 4.00 |
