| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 125410.82 | 112132.03 | 93552.28 | 80129.79 | 81110.88 |
| Interest / Discount on advances / Bills | 94229.88 | 86086.67 | 69975.54 | 60148.83 | 60630.15 |
| Interest on balances with RBI and other Inter-bank funds | 485.84 | 367.19 | 941.71 | 1686.91 | 3172.25 |
| Income on investments | 26692.33 | 22654.30 | 20709.24 | 16768.54 | 17307.93 |
| Others | 4002.78 | 3023.87 | 1925.79 | 1525.50 | 0.55 |
| Other Income | 11469.37 | 8376.73 | 7652.42 | 7534.83 | 7014.94 |
| Commission,exchange and brokerage | 2640.58 | 2464.27 | 1590.92 | 2007.74 | 2158.20 |
| Profit / (loss)on sale of investments(net) | 1024.31 | 575.22 | 516.67 | 1230.96 | 2521.64 |
| Profit on sale of Fixed Assets | 9.94 | 10.67 | 11.93 | 2.86 | 2.84 |
| Foreign Exchange Gains | 134.14 | 122.26 | 142.02 | 163.66 | 104.81 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 7660.41 | 5204.31 | 5390.87 | 4129.61 | 2227.46 |
| Total Income | 136880.19 | 120508.76 | 101204.70 | 87664.62 | 88125.82 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 67412.57 | 60079.31 | 46094.38 | 41013.37 | 43398.80 |
| Intereston Deposits | 64371.86 | 56853.66 | 43512.42 | 39013.37 | 41398.65 |
| Interest on RBI / inter-bank borrowings | 64.01 | 375.67 | 364.80 | 14.36 | 12.65 |
| Other Interest | 2976.70 | 2849.98 | 2217.16 | 1985.64 | 1987.50 |
| Operating Expenses | 40120.00 | 37625.56 | 36508.70 | 35986.53 | 28841.63 |
| Payments to and provisions for employees | 27878.78 | 25789.80 | 27085.63 | 26750.79 | 20624.30 |
| Rent,Taxes and lighting | 1230.31 | 1129.50 | 1046.55 | 979.73 | 965.77 |
| Depreciation on Banks property | 1583.55 | 2079.25 | 1324.68 | 1243.33 | 1342.81 |
| Depreciation on leased assets | 96.55 | 96.99 | 251.87 | 197.53 | |
| Auditor's fees and expenses | 180.84 | 171.26 | 131.35 | 221.55 | 180.82 |
| Law charges | 171.36 | 174.21 | 187.19 | 128.20 | 113.51 |
| Communication Expenses | 41.64 | 53.65 | 49.64 | 40.77 | 48.21 |
| Repairs and Maintenance | 402.60 | 393.18 | 308.34 | 340.06 | 200.13 |
| Insurance | 1816.00 | 1636.03 | 1441.45 | 1293.85 | 1188.22 |
| Other expenses | 6718.37 | 6101.72 | 4681.99 | 4790.73 | 4177.87 |
| Provisions and Contingencies | -39.17 | -1076.89 | 741.25 | 3208.94 | 10517.94 |
| Provision for investments | -902.70 | 758.80 | 834.60 | -206.60 | 313.30 |
| Provision for advances | 796.90 | -1882.90 | 224.90 | -217.90 | -134.00 |
| Others Provisions | 66.63 | 47.21 | -318.25 | 3633.44 | 10338.64 |
| Profit Before Tax | 29386.79 | 23880.78 | 17860.37 | 7455.78 | 5367.45 |
| Taxes | 8524.30 | 6181.70 | 5874.50 | 2411.40 | 1019.50 |
| Current Income Tax | 6874.10 | 5897.50 | 5310.10 | 2153.40 | 366.50 |
| Deferred Tax | 1650.20 | 284.20 | 564.40 | 258.00 | 653.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 20862.49 | 17699.08 | 11985.87 | 5044.38 | 4347.95 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | -44.63 | 13.16 | -180.70 | -95.87 | -63.49 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 20817.86 | 17712.25 | 11805.17 | 4948.51 | 4284.47 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 20817.86 | 17712.25 | 11805.17 | 4948.51 | 4284.47 |
| Transfer to Statutory Reserve | 5485.60 | 4418.17 | 2993.45 | 1253.91 | 1080.31 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 11796.02 | 10681.53 | 8295.98 | 3359.46 | 1865.41 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 2367.54 | 2367.54 | 515.74 | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 1168.70 | 245.00 | 0.00 | 335.15 | 1338.75 |
| Equity Dividend % | 215.00 | 215.00 | 50.00 | | |
| Earnings Per Share | 19.00 | 16.00 | 11.00 | 5.00 | 6.00 |
| Adjusted EPS | 19.00 | 16.00 | 11.00 | 5.00 | 6.00 |
