| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 1263711.99 | 1216011.14 | 1105187.52 | 858847.26 | 706137.86 |
| Interest / Discount on advances / Bills | 932475.54 | 877988.07 | 782056.69 | 613717.95 | 498797.93 |
| Interest on balances with RBI and other Inter-bank funds | 59511.60 | 46780.51 | 42494.56 | 29616.20 | 21736.29 |
| Income on investments | 251217.55 | 264189.87 | 245171.89 | 210036.64 | 181639.18 |
| Others | 20507.30 | 27052.69 | 35464.38 | 5476.47 | 3964.47 |
| Other Income | 267120.22 | 310567.74 | 286461.83 | 253250.36 | 236430.99 |
| Commission,exchange and brokerage | 21530.70 | 13125.27 | 21323.77 | 16141.24 | 14184.83 |
| Profit / (loss)on sale of investments(net) | 36341.74 | 33077.09 | 19185.90 | 14371.83 | 37485.61 |
| Profit on sale of Fixed Assets | -716.14 | 22.70 | 163.12 | 3087.99 | 144.21 |
| Foreign Exchange Gains | 14659.12 | 8350.43 | 7656.30 | 22456.32 | 28140.88 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 195304.80 | 255992.26 | 238132.74 | 197192.98 | 156475.47 |
| Total Income | 1530832.21 | 1526578.88 | 1391649.35 | 1112097.62 | 942568.85 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 891375.16 | 826806.75 | 721175.86 | 529900.64 | 430354.70 |
| Intereston Deposits | 799789.17 | 757149.31 | 662788.34 | 487994.64 | 397537.27 |
| Interest on RBI / inter-bank borrowings | 48532.37 | 29703.47 | 28983.42 | 17651.37 | 12602.56 |
| Other Interest | 43053.62 | 39953.98 | 29404.10 | 24254.64 | 20214.87 |
| Operating Expenses | 311418.66 | 381885.56 | 373368.65 | 302454.19 | 279236.99 |
| Payments to and provisions for employees | 192790.05 | 186057.62 | 171122.73 | 142927.47 | 132087.35 |
| Rent,Taxes and lighting | 12331.15 | 11104.54 | 12006.10 | 11473.93 | 11565.09 |
| Depreciation on Banks property | 9245.33 | 8697.72 | 9017.34 | 10209.56 | 8410.52 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 1008.06 | 724.39 | 812.78 | 743.64 | 681.51 |
| Law charges | 2577.44 | 2544.78 | 2085.73 | 2034.34 | 1179.02 |
| Communication Expenses | 541.72 | 1060.05 | 1432.54 | 1504.94 | 1198.82 |
| Repairs and Maintenance | 12673.18 | 9612.11 | 7879.12 | 6807.37 | 6723.52 |
| Insurance | 18537.94 | 15648.73 | 13815.26 | 12191.78 | 8776.07 |
| Other expenses | 61713.80 | 146435.63 | 155197.06 | 114561.17 | 108615.11 |
| Provisions and Contingencies | 81223.81 | 87636.38 | 97109.28 | 135476.23 | 141527.19 |
| Provision for investments | -721.20 | -10906.96 | 9109.26 | 28017.10 | 14329.00 |
| Provision for advances | 73281.80 | 99265.79 | 87519.57 | 100780.30 | 96346.40 |
| Others Provisions | 8663.21 | -722.45 | 480.45 | 6678.83 | 30851.79 |
| Profit Before Tax | 246814.59 | 230250.19 | 199995.56 | 144266.56 | 91449.97 |
| Taxes | 57302.30 | 56890.30 | 52172.00 | 36188.60 | 33499.00 |
| Current Income Tax | 57302.30 | 56890.30 | 52172.00 | 36188.60 | 33499.00 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 189512.29 | 173359.89 | 147823.56 | 108077.96 | 57950.97 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -56.85 | -1522.76 | -1223.53 | -898.44 | -336.04 |
| Share of Associate | 7603.65 | 3559.10 | 6185.61 | 5367.94 | 3633.29 |
| Other Consolidated Items | -18330.35 | | | | |
| Consolidated Net Profit | 178728.75 | 175396.24 | 152785.64 | 112547.46 | 61248.22 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 178728.75 | 175396.24 | 152785.64 | 112547.46 | 61248.22 |
| Transfer to Statutory Reserve | 47966.68 | 42566.68 | 36385.80 | 26509.41 | 14196.03 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 62739.69 | 78823.13 | 71135.19 | 37224.53 | 28662.86 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 38096.74 | 36282.61 | 29207.50 | 21769.56 | 11791.85 |
| Corporate dividend tax | | | | | |
| Other appropriations | 29925.65 | 17723.83 | 16057.16 | 27043.95 | 6597.48 |
| Equity Dividend % | 210.00 | 200.00 | 161.00 | 120.00 | 65.00 |
| Earnings Per Share | 20.00 | 19.00 | 84.00 | 62.00 | 34.00 |
| Adjusted EPS | 20.00 | 19.00 | 17.00 | 12.00 | 7.00 |
