| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 292817.43 | 249475.81 | 204948.49 | 158985.95 | 130193.09 |
| Interest / Discount on advances / Bills | 224903.11 | 192915.06 | 158262.40 | 114858.15 | 82315.57 |
| Interest on balances with RBI and other Inter-bank funds | 2185.55 | 2026.35 | 1357.70 | 524.31 | 906.99 |
| Income on investments | 65199.44 | 53605.57 | 44609.22 | 42670.53 | 43847.68 |
| Others | 529.33 | 928.82 | 719.17 | 932.97 | 3122.85 |
| Other Income | 35419.79 | 34550.25 | 29985.94 | 22809.35 | 26528.59 |
| Commission,exchange and brokerage | 18619.28 | 17405.67 | 15822.31 | 13091.15 | 14217.42 |
| Profit / (loss)on sale of investments(net) | 3573.78 | 2200.21 | 2078.79 | 1061.31 | 5248.71 |
| Profit on sale of Fixed Assets | 17.54 | 3.75 | 8.71 | 19.65 | 10.43 |
| Foreign Exchange Gains | 1256.76 | 632.94 | 416.12 | 780.40 | 1290.53 |
| Income earned from subsidiaries/joint venture | 25.37 | 17.16 | 13.59 | 26.23 | 20.55 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 14231.05 | 13748.81 | 9855.22 | 9431.33 | 6421.27 |
| Miscellaneous income | -2303.99 | 541.70 | 1791.19 | -1600.72 | -680.33 |
| Total Income | 328237.22 | 284026.05 | 234934.42 | 181795.30 | 156721.68 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 156161.49 | 132805.75 | 106718.28 | 81567.88 | 69739.61 |
| Intereston Deposits | 134709.30 | 122937.52 | 100396.15 | 71855.51 | 64573.04 |
| Interest on RBI / inter-bank borrowings | 809.52 | 225.24 | 332.74 | 597.73 | 309.14 |
| Other Interest | 20642.67 | 9642.99 | 5989.39 | 9114.64 | 4857.43 |
| Operating Expenses | 63799.31 | 58014.97 | 48152.01 | 39224.64 | 38500.34 |
| Payments to and provisions for employees | 33751.89 | 34417.74 | 28377.98 | 20581.23 | 20713.63 |
| Rent,Taxes and lighting | 3857.10 | 3265.11 | 2802.94 | 2482.28 | 2280.85 |
| Depreciation on Banks property | 3436.05 | 2905.98 | 2234.90 | 2624.89 | 2683.41 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 227.22 | 196.50 | 156.93 | 157.61 | 172.04 |
| Law charges | 825.97 | 814.14 | 684.89 | 591.31 | 393.95 |
| Communication Expenses | 554.15 | 502.88 | 454.28 | 538.86 | 429.83 |
| Repairs and Maintenance | 4229.09 | 3159.53 | 2586.79 | 2159.87 | 1928.29 |
| Insurance | 4133.11 | 3641.86 | 2791.23 | 2355.12 | 2243.45 |
| Other expenses | 12784.74 | 9111.22 | 8062.07 | 7733.46 | 7654.88 |
| Provisions and Contingencies | 29689.57 | 35969.76 | 36461.33 | 26546.35 | 28924.79 |
| Provision for investments | -1320.40 | 72.40 | 5.70 | 5037.40 | 1033.50 |
| Provision for advances | 30437.80 | 35221.00 | 35939.90 | 21392.70 | 28804.40 |
| Others Provisions | 572.17 | 676.36 | 515.73 | 116.25 | -913.11 |
| Profit Before Tax | 78586.85 | 57235.57 | 43602.81 | 34456.44 | 19556.94 |
| Taxes | 8380.50 | 2026.90 | 3044.40 | 8428.50 | 8040.57 |
| Current Income Tax | 8380.50 | 2026.90 | 3044.40 | 8428.50 | 8088.80 |
| Deferred Tax | | | | | -48.23 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 70206.35 | 55208.67 | 40558.41 | 26027.94 | 11516.37 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | -37.79 | 209.10 | 159.39 | 22.08 | 17.92 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 70168.56 | 55417.77 | 40717.80 | 26050.03 | 11534.29 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 132953.56 | 91771.06 | 57291.97 | 31951.86 | 13213.86 |
| Transfer to Statutory Reserve | 17549.46 | 13854.44 | 10179.45 | 6505.09 | 2878.84 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 16921.42 | 11537.33 | 9913.92 | 8749.65 | 3365.25 |
| Corporate dividend tax | | | | | |
| Other appropriations | 98482.67 | 66379.29 | 37198.60 | 16697.12 | 6969.77 |
| Equity Dividend % | 12.00 | 15.00 | 14.00 | 13.00 | 5.00 |
| Earnings Per Share | 9.00 | 7.00 | 6.00 | 4.00 | 2.00 |
| Adjusted EPS | 9.00 | 7.00 | 6.00 | 4.00 | 2.00 |
